and what effect will my gross income have?
Well, i bit more about urself....I am assuming you are in the affluent category? no problem, whats are you aiming for?
i dont make alot of money because i work pt and have classes, i do run quite a bit through credit cards and can easily pay my bills. im looking mainly for a card with a decent rate, reasonable credit line or access line(5k or more), id also like a decent sign up premium and a just plain sexy card
hmm, give Citi, Discover, and Cap 1 a try. I a cl 2600, 2500, and 5000 per card. I do pay an af of $39 fr cap1, but I am in the military station abroad, and the Cap1 have no foreign transaction fee which is why I like cap 1(despite what others may call it). Discover cs is very cool to deal with. I have AMEX, but I am not sure if you are looking for a charge card.
If your looking to pay for dinner with your card, with a future father in law or client at the table, pull out an Amex Gold imho.