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what score to qualify for jc penney credit card

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ld81
Established Member

what score to qualify for jc penney credit card

hello, can someone let me know what score to qualify for jc penney credit card? thank....

Message 1 of 7
6 REPLIES 6
Changingmantra
Established Contributor

Re: what score to qualify for jc penney credit card

got mine with just over 600 a TU three years ago- started with $1200 CL now up to $1900.00  Good Luck with it.

*Note to self* Remember why and for how long you had to rebuild in the first place! One Day at a Time, One Day at a Time!
Message 2 of 7
FicoScore626
Frequent Contributor

Re: what score to qualify for jc penney credit card

I got mine with a low-end score somewhere between 603 and 614 back on August 2009. Had a bunch of student loan late payments and no revolving credit line at the time. They started me off with a measly $150 credit limit. Then about 9-10 months later it got bumped up to $700, and then $1200, and then $1700 where it's currently at right now.

Message 3 of 7
vish1
Valued Contributor

Re: what score to qualify for jc penney credit card

I got mine even before fico would start scoring me. I had not completed 2 months on my first card by then. I had only 1 month status posted on my CRs when I got a instant approval for 300$ which automatically went to 1500 in 4-5 months.

Citi Hilton Reserve 22.3K | Citi Thank You 8.2K | CSP 15.5K | Chase Freedom 10K | Chase BA 15K | Chase United 8.5K | Chase Marriott 5K | Discover IT 9K | Club Carlson 13K | Amex SPG 20K | BofA Cash Rewards 11K | BofA Cash Rewards 50K
Message 4 of 7
ld81
Established Member

Re: what score to qualify for jc penney credit card

thank all

Message 5 of 7
Joselito
Established Member

Re: what score to qualify for jc penney credit card

I just applied 3 days ago with FICO 670 EX 678 and got approved for $150. I have 1 collection paid 1.7 years old and a $300 Orchard Bank credit card 20% utilization ratio. I haven't been using credit at all for the last 7 years...paid everthing in cash...no debt. Average 5 years of credit history. $150 is pretty low but I been reading the other posts and JC Penney seems to increase credit limits within a year...I will use it and post any results.

 

good luck!

 

Joselito


Starting Score: Fico EQ 560 Jan 2008
Past Score: Fico EQ 674 April 2011
Updated Score: Fico EQ 680 May 2011 EQ 691 EX 687 TU 716 lender pulledCurrent Score:Fico EQ 760 Jan 2011 Sooo happy!
Goal Score: 800 For All!


Take the FICO Fitness Challenge
Message 6 of 7
Anonymous
Not applicable

Re: what score to qualify for jc penney credit card

check whogavemecredit or financeglobe

Message 7 of 7
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