whats your credit limit?

[Express]

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@GatorGuy wrote:

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@Express wrote:

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@murat wrote:

is there anybody who has a credit card with over 100000 limit on it?

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Not Yet,  Still working on It!   Only at $140,400! Long way to go.

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The last I checked $140,400 was greater than $100,000.

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Your Right, But I think they was talking about with one card. 

[CreditScholar]

Bribro has 100k on his palladium card. I think he's the only one on the forums.

[bribro]

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@jamesdwi wrote:

They exist, but more likely someone with that high of a limit has a signature card that will allow the holder to exceed the limit knowing that anything in excess of the CL wil be due on the next statement. JP Morgan chase allows holders to exceed the CL by 300%.  Chase Black cards holders can arrange speical lines of credit to be attached to the card. Same with AMEX Centurion cards. With out even going to those elite cards, AMEX Platinum card holders can have internal limits of 100k or more if they have a long history with AMEX or a high income or Assets.

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A couple of corrections. J.P. Morgan Palladium card holders can exceed their CL by at least 200%, not 300%. J.P. Morgan Select card holders can exceed their CL by at least 100%. Also, there is no Chase "black card" - what you're describing ("special lines of credit to be attached to the card") sounds like something Morgan Stanley and UBS offer to their private banking customers. J.P. Morgan can do something like that as well with their Palladium card where there is essentially a condition to hold investment assets as collateral, kind of like a rich person's secured card.

[murat]

wow  how long did it take to get those cards?you have nice cards with nice limits.

congrulation.

[CS800]

I think Bibro is the only one in the $100K CL on one card...baller status.

[murat]

he has nice cc with high limit.i dont know how long does it take to get it.

[OptimalCS]

140k?.....No thank you.

My ultimate goal is to have my three card: amex, discover and citi with limits of 10k and I ll b more than satisfied.

[GatorGuy]

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@bribro wrote:

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@jamesdwi wrote:

They exist, but more likely someone with that high of a limit has a signature card that will allow the holder to exceed the limit knowing that anything in excess of the CL wil be due on the next statement. JP Morgan chase allows holders to exceed the CL by 300%.  Chase Black cards holders can arrange speical lines of credit to be attached to the card. Same with AMEX Centurion cards. With out even going to those elite cards, AMEX Platinum card holders can have internal limits of 100k or more if they have a long history with AMEX or a high income or Assets.

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A couple of corrections. J.P. Morgan Palladium card holders can exceed their CL by at least 200%, not 300%. J.P. Morgan Select card holders can exceed their CL by at least 100%. Also, there is no Chase "black card" - what you're describing ("special lines of credit to be attached to the card") sounds like something Morgan Stanley and UBS offer to their private banking customers. J.P. Morgan can do something like that as well with their Palladium card where there is essentially a condition to hold investment assets as collateral, kind of like a rich person's secured card.

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Do you really have to have $25 million with JP? $100k seems kind of low when you basically securing that low of a CL with 250x that. What specifically do you like about having the card?

Thanks bribro for educating us!

[murat]

it is all about income.if you dont have enough income to cover your bills and needs you start using cc and in that point you are scwered.

[bribro]

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@murat wrote:

wow  how long did it take to get those cards?you have nice cards with nice limits.

congrulation.

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About 2 years. I've always had good credit (got my first credit card early in life, lots of student loans, 100% on-time payments, etc.), but didn't start really getting into the CC "game" until recently. Before then I only had one general use credit card, but now it's like a hobby/addiction.