@PaBill wrote:
@Blackrv7 wrote:
@phonic wrote:
@Blackrv7 wrote:
Citi is sp every 6 months.
Citibank is SP? I thought I read somewhere that they were usually HP.
You're eligible for a SP cli every 6 months with citi. If you request one prior to the six month point, they will simply decline you with no pull stating you are not elibible for a cli. I usually call them and request one. I've had great success talking to a real person.
Do you know if the 6 month SP applies to Home Depot cards (Citi) also?
It can. I get solicitations from Home Depot all the time that if I spend $299 or more or $399 or more, that they will increase my credit limit to $xx,xxx (depending on where you are when you receive this - the last one I got said they'd move me from my current $9700 limit to $13K!) So presumably this is based upon a SP that they've already done and sent a solicitation to you based on your credit profile with them.