i just pulled my reports newest fico today and was pleased to see that i had a small but steady increase(real fico's). i'm in the market for a high limit cc. hoping it will increase my credit to debt ratio as my other cc have small limits. none over 1,500 so when ever i used one for anything over a couple hundred dollars it hurts my score.any way , the reason i ask about trns is i have over 20 inq's on my other 2 cra. trans is only 4.i hear good things about navy fed but they pull eq. any advice would be very welcome...thanx
Do you qualify for NFCU? If so, go for it. As far as TU INQs, it depends on where you live. Discover pulls TU for me as does Barclays, Chase and Hooters. I'm sure there are others.
TU for me included Wachovia, National City, Wamu (I don't know if you can get a CC anymore; I did get a biz offer last week), Target, and an HSBC acct.