ok, i have 6 yr credit history and 33 account. most are ccs, some installment & mortgage. i have one wells fargo secured card but am not sure how prompt they will be in giving me an unsecured account, should i open a B of A secured CC or not?
BOA is very good with secured cards. If you need one then feel free to apply for it. Citi also offers a secured card product. They are also very good in making the card unsecure after 12 months. My BOA 99/500 account is due to become unsecure some time around 6/21/2008. I am counting days.