I see no purpose in disputing this. Your credit limit may have been cut down anyway due to whatever was going in that caused it to eventually go to charge off.
If you had not settled the account, there is a good chance of them paying special attention to it you dispute it within collecting SOL. I would not be that bold.
EQ 787 EX 781 TU 737 11/17/07
*** I am not an attorney. If I was, I might not clip coupons. If you want legal advice, consult an attorney. If you want my personal opinion, feel free to consider my posts***