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2 in 10 would give up alcohol for an 800 score

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Epic Contributor

Re: 2 in 10 would give up alcohol for an 800 score


@CreditInspired wrote:

I think this is one of those silly articles written when maybe the author was having a glass of wine, or two, while perusing her credit scores. The article just doesnt make any sense at all. Thumbs down. 


Message 11 of 33
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Senior Contributor

Re: 2 in 10 would give up alcohol for an 800 score

While an 800 score would be nice to have consistently, I've had an 805 twice in the last two years. So I don't think it's a freaking Unicorn.

Like an above poster said, it takes work to get higher scores. Not winning the lottery or new years resolution type scenario.

 

I tend to think most of those people who think like that, possibly have sub 600 scores and littered with negatives?

Anyone who has a score of 700 is already on the right track and should be there soon, so no need for this line of thought. And lets remember a recent article about 760-780 scores being in a pretty good range.

 

I know when I was in the 600 club I used to dream about what an 800-850 could get me, then found out being in the 780 range has gotte me some pretty good rates and CC products. So I can't complain one bit about not being above 800, and TBH probably won't hurt my feelings if I never achive it.

 

I also don't drink aside from a few times a year for social purposes. In fact i can't think of one thing I'd give up for an 800 score, like i could even give anything up in the first place. lol






Message 12 of 33
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Frequent Contributor

Re: 2 in 10 would give up alcohol for an 800 score

Sounds like one of those silly FB pictures that asks if you'll live in a log cabin for a month with no tv/internet for a million dollars. Who's handing out the million dollars?

 

I'll stick with being the tortoise and let those hares ruin themselves with shadey quickfixes




Goal: Mortgage/Chase Trifecta






Message 13 of 33
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Valued Contributor

Re: 2 in 10 would give up alcohol for an 800 score

I don't drink alcohol! Where's my 800 scores?! Smiley LOL




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Message 14 of 33
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Valued Contributor

Re: 2 in 10 would give up alcohol for an 800 score


@CassieCard wrote:

Americans have massive credit score misconceptions, study shows

'About 20 percent of people said they would give up alcohol for a score of 800'


I'm not a heavy drinker by any means and I still wouldn't do it. lol


No way...



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 15 of 33
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Valued Contributor

Re: 2 in 10 would give up alcohol for an 800 score


@angelwingz wrote:

I don't drink alcohol! Where's my 800 scores?! Smiley LOL


Haha and I'm a wino. Smiley Happy



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 16 of 33
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Community Leader
Valued Contributor

Re: 2 in 10 would give up alcohol for an 800 score

I assure everyone that you can drink excessively and still maintain 800s Smiley Wink

 FICO 8
Message 17 of 33
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Valued Contributor

Re: 2 in 10 would give up alcohol for an 800 score


@Overmedicated wrote:

I assure everyone that you can drink excessively and still maintain 800s Smiley Wink


Hear, hear! 🙋‍♂️🍷🍾🍸🥃



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 18 of 33
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Epic Contributor

Re: 2 in 10 would give up alcohol for an 800 score


@Overmedicated wrote:

I assure everyone that you can drink excessively and still maintain 800s Smiley Wink


Ha!, I am really pondering that ...(Probably the most hilarious Drunked app)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Drunken-Nordstrom-Apping-UPDATE-4-28-19/m-p/5...

Message 19 of 33
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Valued Contributor

Re: 2 in 10 would give up alcohol for an 800 score


@M_Smart007 wrote:

@Overmedicated wrote:

I assure everyone that you can drink excessively and still maintain 800s Smiley Wink


Ha!, I am really pondering that ...(Probably the most hilarious Drunked app)

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/Drunken-Nordstrom-Apping-UPDATE-4-28-19/m-p/5...


"Needless to say, my wife cut me off, but it didn't stop me and my friends from trying to act out the nativity scene with a stuffed penguin in front of a house that still had Christmas lights and a gingerbread house still up."

 

@Brian_Earl_Spilner is a pro. I must now find that Ring Doorbell video on YouTube before I die: "OMGLOL look at what these guys did on my lawn!"

 

And how did that post only have 47 (now 48 because me) kudos? 

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Message 20 of 33
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