@GApeachy wrote:I can see BB&T winning Regional because of their generosity. But I guess that's not enough for National? Comenity isn't even listed and they certainly have awesome bt offers and their sct offers are unique to sub-prime scores, prime included, offering products for both with surprising cli's similar to Synchrony, who did make the cut.
It's probably tied to the number of states a bank can lend in for Regional vs. National.
Re: Comenity, I really don't think the things you state were even part of the study. You're absolutely right, and afficionado forums such as this or a few other places know about that; however, when they talked about only 33% of the consumers understanding the supplemental benefits on their credit cards, well, understanding things like credit tiers, UW policies, and limit extention/CLI data is way way way less than 1% of the consumer base just sayin' 
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