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A crook could use your identity to get a cell phone

Super Contributor

A crook could use your identity to get a cell phone

For the MyFicoer's who find information on identity theft of concern ... here is one you may not have known about. I sure didn't. Found the information under the 'Tech Section' of the USAToday on May 25, 2018. The author was Susan Tompor, Detroit Free Press Personal Finance Columnist Published 9:42 a.m. ET May 25, 2018.

 

Here's a new consumer warning that's been generating some buzz. A credit freeze at the major reporting bureaus, such as Equifax, might not stop cell phone or utility fraud. Crooks who have access to your personal information still can hijack a cell phone number — including adding a phone line to your plan — or could even open up a new account using your ID to get their hands on the latest smartphone, a phone they'll later resell. Best part of it is: "And you're stuck paying the bill," warned Carrie Kerskie, director of the Identity Fraud Institute at Hodges University in Naples, Fla. Granted, consumers can get off the hook for paying if they make plenty of phone calls and file the right paperwork to contest the fraudulent account or charge, she said.

 

The problem? Some companies that provide cable, electricity, gas, water and phone services aren't going to be looking at your Equifax, TransUnion or Experian credit files. Instead, they're turning to a credit reporting database called the National Consumer Telecom & Utilities Exchange. Most of us have never heard of this outfit. The company is run by Equifax, but is a separate organization from the Equifax credit bureau itself.

 

But Kerskie, who works with ID theft victims, said she saw an increase in problems with phony cell phone accounts among people who had already put credit freezes on their files with the major credit bureaus. Her suggestion: Make sure you check out that report, too. Call 866-349-5185 for the exchange service to request a free copy of the telecom report. To initiate a security freeze on your the telecom and utilities exchange data report, call 866-349-5355.

 

For those who want the modern approach to credit freezes you can go to their website and handle it all on line and obtain a 'pin'. Of interest is the name of the company involved with this matter (which is contained in the body of this posting). Will hold my 'rant' and let the story say it all Smiley Frustrated

 

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3 REPLIES
Frequent Contributor

Re: A crook could use your identity to get a cell phone

thanks, for those who don't do phone calls:

https://www.nctue.com/


My credit .... It's over 9,000!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Message 2 of 4
Frequent Contributor

Re: A crook could use your identity to get a cell phone

The numbers listed above are automated numbers that ask for your social security number. How do you speak to a live person?

Message 3 of 4
Super Contributor

Re: A crook could use your identity to get a cell phone


@Asgardian wrote:

The numbers listed above are automated numbers that ask for your social security number. How do you speak to a live person?


No knowledge on the telephone. Used the online option that another poster posted in this thread.

Starting Score: 826 Fico TU08
Current Score: 850 Fico TU08
Goal Score: 850


Take the myFICO Fitness Challenge
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