America is becoming the laughing stock of the civilized world ever so slowly.
Is it really that big of a deal for a business to upgrade card readers to 21st-century technology?? Take your millions or billions just sitting in the bank and invest into card readers the rest of the world has had for many years. Additionally, why doesn't the government step in and create a chip and pin + PayWave standard so bank/networks can no longer provide chip and signature cards without the ability to use a much faster Paywave feature that'll speed up checkout?
This chip card transition has really been made 100x harder than it should be because of extreme laziness and greed by our government, banks, and merchants... The biggest problem being stupid merchants like Capital Metro, while the smallest problem has been the banks. Merchants had four years to prepare for the liability shift.... Common sense should've said put away a little bit each month for a couple of years to purchase new card readers and then take another couple of years to build and certify the software needed to be ready for October 1, 2015.
I literally cannot believe the terrible state of EMV in America almost a year after the liability shift. I also tend to look down upon merchants like Pizza Hut, Wendy's, and Tops Markets for not even having chip capable readers, yet alone the certifications completed to this point.
