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Apple Unveils new Apple Card

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Frequent Contributor

Re: New Apple Card Details Leaked


@kdm31091 wrote:


Don't know why they'd bother making the physical card fancy if they're going to give you fewer rewards for actually using it.

 

Because marketing.  

It's metal -- thus making it superior to all plastic credit cards -- it doesn't come with an annual fee, it's super extra shiny, it's embossed, it's got an Apple on it... also, metal.  Apple wants Millenials and Gen Z to plug in even further to their ecosystem.  What better way than to create an unbreakable link between their tech and their financial lives?  You can't get the card without an iPhone and then you can't get rid of your iPhone without losing your card.  Take all that and sprinkle a little style and exclusivity on top?  Apple done rung the dinner bell.  It's really quite genius.  

 

I'm going to LOVE these 'I Got My Apple Card' threads when they start popping up.  

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EX 748 TU 792 EQ 760
Goal Score: 780's



Total Individual CL: $152,100
Message 51 of 187
Community Leader
Valued Contributor

Re: New Apple Card Details Leaked


@Asilomar wrote:

@kdm31091 wrote:


Don't know why they'd bother making the physical card fancy if they're going to give you fewer rewards for actually using it.

 

Because marketing.  

It's metal -- thus making it superior to all plastic credit cards -- it doesn't come with an annual fee, it's super extra shiny, it's embossed, it's got an Apple on it... also, metal.  Apple wants Millenials and Gen Z to plug in even further to their ecosystem.  What better way than to create an unbreakable link between their tech and their financial lives?  You can't get the card without an iPhone and then you can't get rid of your iPhone without losing your card.  Take all that and sprinkle a little style and exclusivity on top?  Apple done run the dinner bell.  It's really quite genius.  

 

I'm going to LOVE these 'I Got My Apple Card' threads when they start popping up.  


So true. I know the motives and I would still absolutely “fall for it” lol. I love Apple. 

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 52 of 187
Frequent Contributor

Re: New Apple Card Details Leaked


@pinkandgrey wrote:

 

So true. I know the motives and I would still absolutely “fall for it” lol. I love Apple. 

Yup yup.  

 

And that's another layer of genius:  iLemmings who are clear eyed and credit savvy and who know this card is total crap still won't be able to resist the siren song.  I'll see you in our 'I Just Got My Apple Card' threads.  😜

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EX 748 TU 792 EQ 760
Goal Score: 780's



Total Individual CL: $152,100
Message 53 of 187
Frequent Contributor

Re: New Apple Card Details Leaked


@Asilomar wrote:

Because marketing.  

It's metal -- thus making it superior to all plastic credit cards -- it doesn't come with an annual fee, it's super extra shiny, it's embossed, it's got an Apple on it... also, metal.


<wildlyHaphazardSpeculation>

Apple Card 2.0 will be made of Gorilla Glass. It will cost $99 to upgrade and have no additional benefits.

</wildlyHaphazardSpeculation>

27 FICO Scores + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.
Message 54 of 187
Frequent Contributor

Re: New Apple Card Details Leaked


@CassieCard wrote:

<wildlyHaphazardSpeculation>

Apple Card 2.0 will be made of Gorilla Glass. It will cost $99 to upgrade and have no additional benefits.

</wildlyHaphazardSpeculation>


I wouldn't call that wild or haphazard.  Clearly you are an Apple savant and can see into the future.  You'd better trademark this before LoveFrom Jony gets a hold of it.  

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EX 748 TU 792 EQ 760
Goal Score: 780's



Total Individual CL: $152,100
Message 55 of 187
Moderator

Re: New Apple Card Details Leaked

Update to this on CNBC today

 

https://www.cnbc.com/2019/07/26/apple-card-to-launch-in-august.html

"If there's a lack of money in your life, understand that feeling worried, envious, jealous, disappointed, discouraged, doubtful or fearful about money can never bring more money to you, because those feelings come from a lack of gratitude for the money you have."

"Reactions are powerful creators because they contain every element needed to manifest—they're a combination of thought, belief, and feeling in action. Positive reactions create more positive things, and negative reactions create more negative things. If you can respond to negative situations calmly and lightly, instead of with emotional turbulence, what happens next in your life will be so much better."

- Rhonda Byrne

Message 56 of 187
Senior Contributor

Re: New Apple Card Details Leaked

So early to mid-August as I predicted when it was first announced. 

I have decided not to go for it though, gotta let my credit scores rebound from my recent seeking shenanigans and I am about to have a $2500 balance post on my new SavorOne. 

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 57 of 187
Community Leader
Valued Contributor

Re: New Apple Card Details Leaked


@Saeren wrote:

So early to mid-August as I predicted when it was first announced. 

I have decided not to go for it though, gotta let my credit scores rebound from my recent seeking shenanigans and I am about to have a $2500 balance post on my new SavorOne. 


Please help me not go for it either. 

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 58 of 187
Senior Contributor

Re: New Apple Card Details Leaked


@pinkandgrey wrote:

@Saeren wrote:

So early to mid-August as I predicted when it was first announced. 

I have decided not to go for it though, gotta let my credit scores rebound from my recent seeking shenanigans and I am about to have a $2500 balance post on my new SavorOne. 


Please help me not go for it either. 


Freeze your credit reports. I find the hassle of filling out the form on EX gives me time to think about what I'm doing. 😂 

70DD1A3B-9DE6-4CBB-A6D9-BA705BE22054.jpeg
Scores 1/2019:
Scores 8/2019:

Hover over my cards to see my limits!
Goal cards:
Message 59 of 187
Established Contributor

Apple Card

I don't have any intention of applying for this card but I"m curious about it and also need to kill credit time before I can app for the AR.  I wonder which credit bureau GS will use?  I read that they are going to have an AMEX-type plan it feature.  Probably not a bad card for new, college-age users?

Message 60 of 187
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