@Anonymalous Simple, to make sure were both mean the same thing by those terms. Here are several questions
If SVB had invested that 20 billion plus dollars in short term investments of year or less like brokerage money market funds, treasury notes and bills would SVB needed to be bailed out?
What caused the public perception to change about the safety of money in SVB?
Can a consumer have $450,000 in a bank and still be fully FDIC insured?
My answer to the first question is no the last question is yes.
The middle question is there were reports that SVB was trying to shore up capital in the weeks before the bailout. That changed some of the perception of safety. Thanks to the social media that started the snowball that resulted in the bail out.
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