@woodyman100 wrote:
Guess I had better beat the crap out of Cabela's for a CLi before January.
I was just turned down for "Not enough experience at the current limit"
Suggestion: Buy a little something each month until then: Xmas gifts, a mug, a shirt, a dog leash. Check out the "bargain area in back". Also, gas, household stuff, etc. Cabela's denied me twice during the 10 months I had it. Then I got my UT down to 7%, other large limits showing (mostly from gardening and SPs), my FICO went over 730 and boom $7k increase to $10k just over the weekend. I also rotate throughout my other cards, using just 2-3 for a quarter, PIF and move on to the next group.
That way, it shows I'm handling credit well and have a use for all the cards I have...except for that dang Abercrombie & Fitch! What the &*$% was I thinking a year ago, because their stuff is stupidly priced for not much value. But it was one of my first store cards. I struggle to use it and have only done so once in the year I've had it, but may buy a couple of things for gifts before Xmas again. Especially since they just finally rewarded me with a $200 CLI.
