Before you pick a new credit card, check to see if it has this fine print

[gdale6]

• So-called mandatory arbitration clauses in card agreements require cardholders to settle disputes through arbitration rather than via court.
• In a CreditCards.com review of 30 credit card issuers, only nine have arbitration clauses that cardholders cannot avoid.
• Experts say you may want to look for a card that does not have an arbitration clause rather than one that offers a way to opt-out.

https://www.cnbc.com/2017/11/30/credit-card-terms-may-let-shoppers-avoid-mandatory-arbitration.html

[Moneyklutz]

Interestingly enough I'm surprised to see USAA and US bank listed among those that do not allow arbitration. 

Well Fargo, Barklaycard and Credit One however are right where I expected them in this list. 

'Following the money' in terms of the October Senate vote might be an interesting looksee if one had the time and resources to go deeper.  

[marty56]

I'm suprised thatr BofA wasn't a Yes.

[Gramz]

Thank you for the insight, I see why USAA do not budge