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BofA denies man with 820 score Alaska Airlines card based on "Credit Optics Score"

Established Contributor

Re: BofA denies man with 820 score Alaska Airlines card based on "Credit Optics Score"


805orbust wrote:

Hey Revelate, I know I've seen this discussed here before, but if you don't mind me asking, whom are the smaller bureaus to which you guys are referring. I always have the big 3 frozen, however definitely would like to cover all bases.


There's lots...  start with the list here:

 

http://files.consumerfinance.gov/f/201604_cfpb_list-of-consumer-reporting-companies.pdf

 

It's not 100% complete, but it's a good start.

 

EQ8:850 TU8:850 EX8:850 EQ9:846 TU9:842 EX9:847 EQ5:806 TU4:774 EX2:818 - 2018-06-06
Message 11 of 12
Valued Contributor

Re: BofA denies man with 820 score Alaska Airlines card based on "Credit Optics Score"


iv wrote:

805orbust wrote:

Hey Revelate, I know I've seen this discussed here before, but if you don't mind me asking, whom are the smaller bureaus to which you guys are referring. I always have the big 3 frozen, however definitely would like to cover all bases.


There's lots...  start with the list here:

 

http://files.consumerfinance.gov/f/201604_cfpb_list-of-consumer-reporting-companies.pdf

 

It's not 100% complete, but it's a good start.

 


Unfortunately you cannot cover all your bases. We are experiencing global warming - a deep freeze is a pipe dream

Fico 8: .......EQ 850 TU 850 EX 850
Fico 9: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
VS 3.0:...... EQ 835 TU 835 EX 835
Fico 8 BC:. EQ 892 TU 900 EX 900
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 12 of 12