Consumer advocates say the proposal appears designed to shield debt collectors from lawsuits rather than help consumers
"Christopher Fultz peered at his phone during a break at his job as a paramedic and saw an unusual text displaying his name in all caps.
Click on the link, said the message, which was from a number he didn’t recognize.
Fultz, 36, initially ignored the text but eventually followed the link leading to a website asking for his Social Security number. Fultz said he then realized a debt collector who repeatedly called and left what Fultz considered threatening voice mails had found a new way into his life."
As always please remember to keep you comments apolitical.
I am starting to hate texts anyway and basically audible notifications of any sort.
Admittedly there is some threshold: before working three jobs it wasn’t that insane, now with 3x the touches I am slowly getting to the point of throwing my phone in the garbage. My buddy waking me up with a text this morning: not happy haha... for all that 7 am should be reasonable contact time but my sleeping schedule is mangled.
I squared up on all my debts in my life so this doesn’t affect me currently but I find this stupidly intrusive.
Emails fine, texts are out of bounds in my world unless it is important. I think they need similar rules, if I reply to a text there is a one week cooling off period.
While I think debt collection should be modernized to include alternative communication channels, unrestrained communication, well, we saw where this lead before with phone calls.
Admittedly there is some threshold: before working three jobs it wasn’t that insane, now with 3x the touches I am slowly getting to the point of throwing my phone in the garbage. My buddy waking me up with a text this morning: not happy haha... for all that 7 am should be reasonable contact time but my sleeping schedule is mangled.
I squared up on all my debts in my life so this doesn’t affect me currently but I find this stupidly intrusive.
Emails fine, texts are out of bounds in my world unless it is important. I think they need similar rules, if I reply to a text there is a one week cooling off period.
While I think debt collection should be modernized to include alternative communication channels, unrestrained communication, well, we saw where this lead before with phone calls.
@Revelate wrote:
I am starting to hate texts anyway and basically audible notifications of any sort.
Admittedly there is some threshold: before working three jobs it wasn’t that insane, now with 3x the touches I am slowly getting to the point of throwing my phone in the garbage. My buddy waking me up with a text this morning: not happy haha... for all that 7 am should be reasonable contact time but my sleeping schedule is mangled.
I squared up on all my debts in my life so this doesn’t affect me currently but I find this stupidly intrusive.
Emails fine, texts are out of bounds in my world unless it is important. I think they need similar rules, if I reply to a text there is a one week cooling off period.
While I think debt collection should be modernized to include alternative communication channels, unrestrained communication, well, we saw where this lead before with phone calls.
@Revelate , Im gonna text you, LOL 