@CreditPlay wrote:
@wacdenney wrote:Geez... Getting an EX score is like pulling teeth. Still, I currently only have access to EQ04 via DCU so if it's an EQ08 score that would still be nice. Maybe Someone who will approve me will offer EX scores someday.
BofA , Chase and amex keep pulling EX , one of them should start providing EX FICO. I am getting my EX bankcard score by FNBO.
Chase might; BOFA traditionally checks TU for anything outside of account opening in my and other people's experience (though I still have yet to mail in the darned form to EX to get my report and their AR's may be landing there now, keep getting distracted).
Unlikely Amex will anytime in the near future, they still offer their CreditSecure product and if they start giving FICO's away, likely that product is kaput from a revenue stream perspective. Not certain how much they really make from it, admittedly their transactional network and credit card portfolio dwarf any possible revenue off the credit monitoring solution.
I would also suggest that Amex's traditional wheelhouse, both itself as a lender and it's customers, care the least about FICO scores of any lender / consumer relationship in the US. Would likely be a marketing move if they do decide to, not that I wouldn't be very happy if they did so.
@CreditMagic7 wrote:CLEVELAND, Ohio -- Citibank in January will become the second major credit card issuer to provide FICO credit scores to customers every month.
The move, coming more than a year after Discover became the first major issuer to include credit scores with customers' monthly online statements, signals this will become the norm in the near future.
Citi is the nation's third-largest card issuer by amount of credit issued, behind Bank of America and Chase. Both banks said today they're considering doing the same.
Cit's decision is big in a year when federal regulators have been pushing banks to be more transparent to customers. That transparency can help people better understand what influences credit scores, improve their ratings and discover identity theft or other problems.
The information from Citibank will be provided only online, said Citi spokeswoman Emily Collins. "This is the same score Citi Cards uses in lending decisions and will be available online for free every month."
And the scores will be provided only to the 23.5 million customers with Citi-branded credit cards, not those branded with other companies, such as Sears, Best Buy and Macy's.
The scores will be provided based on information in people's credit reports from Equifax.
Nice, that's excellent news 
@xerostatus wrote:
@CreditMagic7 wrote:CLEVELAND, Ohio -- Citibank in January will become the second major credit card issuer to provide FICO credit scores to customers every month.
The move, coming more than a year after Discover became the first major issuer to include credit scores with customers' monthly online statements, signals this will become the norm in the near future.
Citi is the nation's third-largest card issuer by amount of credit issued, behind Bank of America and Chase. Both banks said today they're considering doing the same.
Cit's decision is big in a year when federal regulators have been pushing banks to be more transparent to customers. That transparency can help people better understand what influences credit scores, improve their ratings and discover identity theft or other problems.
The information from Citibank will be provided only online, said Citi spokeswoman Emily Collins. "This is the same score Citi Cards uses in lending decisions and will be available online for free every month."
And the scores will be provided only to the 23.5 million customers with Citi-branded credit cards, not those branded with other companies, such as Sears, Best Buy and Macy's.
The scores will be provided based on information in people's credit reports from Equifax.
This kind of bothers me. I don't know the source of this, but that kind of sloppiness makes me cringe. I can understand saying GE/SYNCB isn't a "major" issuer, since they're not known on the mainstream front, but... Barclaycard? Barclays outdates probably Citi and Discover combined....
What GE cards give you a monthly FICO?
