cancel
Showing results for 
Search instead for 
Did you mean: 

Can You Benefit From a Store Credit Card?

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Highlighted
Senior Contributor

Re: Can You Benefit From a Store Credit Card?

Yes, i’m almost certain it does. it then becomes a bankcard.










(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 21 of 25
Highlighted
Senior Contributor

Re: Can You Benefit From a Store Credit Card?

That’s why I wanted to upgrade my CareCredit.

But then I find out they enter it as a new tradeline so it resets AoYA. ☹️ And affects AAoA, its a new account. 😔










(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 22 of 25
Highlighted
Senior Contributor

Re: Can You Benefit From a Store Credit Card?


@Birdman7 wrote:
That’s why I wanted to upgrade my CareCredit.

But then I find out they enter it as a new tradeline so it resets AoYA. ☹️ And affects AAoA, its a new account. 😔

Well poopers, that's what I want too.  If offered, I'm taking it.  To heck with old age.

"MY TAKE HOME PAY WON'T TAKE ME HOME"
Message 23 of 25
Highlighted
Senior Contributor

Re: Can You Benefit From a Store Credit Card?

Lolz!! 😂 that’s the right attitude because it’s nothing a little bit of time to fix.










(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 24 of 25
Highlighted
Senior Contributor

Re: Can You Benefit From a Store Credit Card?

And they close the old account so it stays on your CR for 10 years, too, potentially.










(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 25 of 25
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.