Interesting. Comenity certainly hasn't communicated this to their cardholders. Mine appears to have been capped out at $30,000 as the last time I asked for a CLI they only added $200 to the $29,800 limit, and previously the CLIs were quite generous.
I'm very surprised they are reporting over 1 million active cards, though, as that is a staggering 20% of their membership. Their footprint is significantly smaller than Costco or Sam's Club.
One potential annoyance about this is that historically when CapOne acquires accounts, the original account is listed as closed and then a new account is added to credit reports (retaining original opening date). Another concern is that the very generous balance transfer offers Comenity has periodically offered (like 1 or 2% fee and 0% APR) are unlikely to continue on a cobranded CapOne card.
Hopefully like the Walmart cards, these cards will transfer to the main CapOne accounts servicing page (like their non-cobranded cards) and not be archaic like Kohl's as an example of some of their lackluster store card interfaces.
This could be concerning! I have little over 30K with Cap1 and they have not given any CLI in past 3 years! My BJ card is 27K, hopefully they would not CLD after the acquisition!
Next year February to march ...
Wondering if could pc from Walmart to bjs next year very interesting 🤔
>
