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Credit Builder Loans [WSJ]

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Established Contributor

Credit Builder Loans [WSJ]

Oportun is a San Carlos, Calif., Community Development Financial Institution with a mission of providing personal loans that help people with little or no credit history establish credit and build a better future. Oportun uses advanced data analytics and technology to provide affordable loans to individuals other lenders consider ‘unscoreable.’

Opotun is one of several 2018 Wall Street Journal FINANCIAL INCLUSION CHALLENGE FINALISTS:

 

financingthefuture.wsj.com/us/financial-inclusion


Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
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