@cuthatcard wrote:
Do you mind sharing your dispute method, especially with EQ ^^, on here ?
Congrats on getting them removed!
Well, I'm not sure that the EQ Judgement is officially deleted yet, & I can't remember what the choices were actually. I think I chose the judgement was vacated, but I didn't provide any documentation. I also chose something else but I'm drawing a blank on what it was.
I did freeze Lexis Nexis, and chose to opt-out on the public records, though I'm not sure what effect that had on this. I know it can take up to 72 business hours to freeze LN, and I've yet to get any response back on the opting-out, so I'm not even sure if that went through. I think the opt-out has to be ok'd under special circumstances like Identity Theft, however I do remember one of the choices was simply "I do not wish to allow my public records information to be shared by LN", or something to that effect. The freezing took a few minutes(I'm assuming LN is actually frozen) over the phone. They ask info to show you are who you say you are, then she asked why I was freezing, and I told her I had frozen the main bureaus & wanted to do the same with LN to keep the chances of someone opening an account in my name down.
Edit: I tried pulling my 3B from MyFico, but after them charging my credit card, they decided they couldn't verify my info, so I just did a 3B from CCT instead. I'll be watching my MyFico charge on my CC to make sure it doesn't go through.
Anyways, it looks like EQ & TU did delete the satisfied civil judgement, which resulted in a 9 point gain to EQ & a 3 point loss to TU(lol...). All I have left on my reports is a paid medical collection with a late on both TU & EQ. Once I Hippa or GW those off, I should be above 700 on all 3 scores. 
Awesome!
@Revelate wrote:Ah thanks for the replies!
I smell a test in the name of science approaching on Friday
.
Well I had a 3 month delay on the test in the name of science but... thank you Experian! (even if MF doesn't recognize it yet haha, too quick on that 1B pull thinking those scores look awfully familiar and oh the lien is still listed on that report darn it).
| Public Records | |
| LOS ANGELES COUNTY RECORDER Account Number: SQ2010189.... | Outcome: Deleted |
Sadly not quite sure what I said in the request to get them to trigger it: accidentally added a statement online (I couldn't dispute it) so I called Experian and sheepishly explained what I was trying for and could I have the statement removed... well they removed the statement plus more .
Was scheduled to come off 9/2017 according to an EX report pulled pre-dispute.
Ain't no coal here for Christmas!
