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Credit Scores Could Soon Get Even Creepier

Valued Contributor

Credit Scores Could Soon Get Even Creepier

Credit Scores Could Soon Get Even Creepier and More Biased


"More recently, credit companies have started to use machine learning and offer "alternative credit" as a way to reduce bias in credit scores. The idea is to use data that isn't normally included in a credit score to try and get a sense for how trustworthy someone might be. All data is potential credit data, these companies argue, which could include everything from your sexual orientation to your political beliefs, and even what high school you went to."

There's also an interesting section - with a link to more - about how credit rating was determined in the 1800's.

27 FICO Scores + 3 VS3. MTG (Mortgage), AUT (Auto), and BKC (Bankcard) are scores 5,4, and 2 from the top.

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