No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I would give it a few days. EQ responded to my complaint on like the 5th and on the 9th, I checked CK and it was removed. Then on the 10th, I received an email from Equifax about a dispute being resolved, when I reviewed my updated report, it confirmed that it was removed. So, not sure when you got your reply, but I say, if it's not off by Monday, then file a second complaint.
I got notification from CFPB on Sep 7, saying the company (EQ) responded and that my tax lien was removed, and that I should be getting written verification in 7-10 days.
I just paid EQ for a new report today, and it is STILL on there. Is this typical? Does it take them time to remove it?
@Anonymous wrote:
I know this might be asking for a lot, but can someone please post the steps to filing a dispute with CFPB?! I was on their website but I'm not exactly sure I was going about it the correct way. Also, if you file a dispute with them, are you required to include documents or is this just helpful?
Yes I would like this info also. It would be greatly appreciated! Please....
@pauper66 wrote:I got notification from CFPB on Sep 7, saying the company (EQ) responded and that my tax lien was removed, and that I should be getting written verification in 7-10 days.
I just paid EQ for a new report today, and it is STILL on there. Is this typical? Does it take them time to remove it?
I got an updated copy of my EQ CR a day or two ago, when I was told it would take 7-10days. So I agree with the above poster, they're busy.
@Anonymous wrote:
I know this might be asking for a lot, but can someone please post the steps to filing a dispute with CFPB?! I was on their website but I'm not exactly sure I was going about it the correct way. Also, if you file a dispute with them, are you required to include documents or is this just helpful?
Step 1: Click on "Submit a Complaint" top right on front page
Step 2: Scroll down and click on "Start a new complaint"
Step 3: Scroll all the way down and click on "Start your complaint"
Step 4: First of five steps select "Credit reporting, credit repair services, or other personal consumer reports" second from top on left side.
Step 5: Still first of five steps, select "Credit reporting" at the top
Step 6: Second of five steps select "Incorrect information on your report(wrong address, fraud, incorrectly shows account still open)"
Step 7: Still second of five steps select "Public record information inaccurate(bankruptcy, judgment, liens, criminal record" second from top on right side.
Step 8: Still second of five steps select "Yes"
Step 9: Three of five steps, describe what happened (I said something to the effect of the lien violated the new law
Step 10: Still three of five steps, make sure to request removal of the lien from your report.
Step 11: Four of five steps Type CRA name
Step 12: Still four of five steps, select which identifying information you want to submit
Step 13: Still four of five steps select "yes" or "no" if you want to complain about another company.
Step 14: Five of five steps, select "you" and enter your contact information.
Step 15: Click "Review"
Step 16: If everything is correct, submit