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Equifax - data breach - 143 million US consumers

Valued Contributor

Re: Equifax - data breach - 143 million US consumers


Bella007 wrote:

This was my husband's message:

 

AffectedDH.JPG

 

This was my message:

 

Affected.JPG


Very helpful.  Thank you!

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
June 2018: EX8: 745; EQ8: 740; TU8: 798; FICO 9 Scores about 40 points higher
In My Wallet: Discover $69.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Citi Costco $10.5K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $226K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 71 of 519
Regular Contributor

Re: Equifax - data breach - 143 million US consumers

I got the enrollment button as well.  When I finished enrolling it said it would email me details at some future undetermined time.  Them being busy selling stock and all..

In the garden as of 6-15-2018
Starting June 2017 EQ-629, TU-636, EX-637
Current as of June 2018 EQ-718, TU-692, EX-736
Goal for June 2020 EQ-740+, TU-740+, EX-740+

Message 72 of 519
Community Leader
Valued Contributor

Re: Equifax - data breach - 143 million US consumers


Gubmint wrote:

I got the enrollment button as well.  When I finished enrolling it said it would email me details at some future undetermined time.  Them being busy selling stock and all..


Yeah, I'm still waiting for the link to complete my enrollment. I'm really freaking annoyed at this whole thing.


Current Scores------ EQ 675; TU 658; EX 689 FICO 08--- Gardening until someday between 12/1/18 and 7/1/19
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 73 of 519
Established Contributor

Re: Equifax - data breach - 143 million US consumers

Yiiiiiiiiiikes! Smiley Surprised

 

I'll take a free lifetime subscription to myfico monitoring, and a free lifetime freeze/unfreeze option whenever I want! lol

Current FICO 8's: EX 713, TU 707, EQ 712
Gardening for 1 months so far
Oldest TL: 5yr 11mo - AAoA: 2yr 11mo - INQ: EX(7) - EQ(1) - TU(6)
Plans: Pay off medical debt; Get a car
Message 74 of 519
Regular Contributor

Re: Equifax - data breach - 143 million US consumers

Just when we thought Equifax couldn't get any worse...


778 EX (5 INQ) / ? TU (2 INQ) / ? EQ (3 INQ) | AAoA: 1 yr (TU), 10 mo (EQ, EX)
Message 75 of 519
Valued Contributor

Re: Equifax - data breach - 143 million US consumers

Anyone else think that for a breach of this size, one year of the TrustedID is not nearly long enough. Compromised data such as this can be floating around out there for years.  It is not necessary acted on by criminals in the first 365 days.  We could become victims years from now.  I think they should have made this two to three years, at the least.  

 

 

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
June 2018: EX8: 745; EQ8: 740; TU8: 798; FICO 9 Scores about 40 points higher
In My Wallet: Discover $69.7K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Citi Costco $10.5K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $13K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $226K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 76 of 519
Community Leader
Valued Contributor

Re: Equifax - data breach - 143 million US consumers


EW800 wrote:

Anyone else think that for a breach of this size, one year of the TrustedID is not nearly long enough. Compromised data such as this can be floating around out there for years.  It is not necessary acted on by criminals in the first 365 days.  We could become victims years from now.  I think they should have made this two to three years, at the least.  

 

 

 

 


Totally agree. I'm going to put all my reports on ice, and DH is too. This will keep us safe, and help keep me in the garden club. Smiley Tongue


Current Scores------ EQ 675; TU 658; EX 689 FICO 08--- Gardening until someday between 12/1/18 and 7/1/19
Beginning Scores-- EQ 632; TU 576; EX 619 FICO 08 (06/13/16) - BK7 discharged 11/2015

Take the myFICO Fitness Challenge
Message 77 of 519
Regular Contributor

Re: Equifax - data breach - 143 million US consumers


Hex wrote:
Notice that they waited a month before telling anyone. Also notice the news dump during a category 5 hurricane. They have the worst customer service of the CRB's. I hope they go bankrupt and it gets listed on their credit report!!! I hope they go out of business.

Could not agree more. Horrible company. Hope they sink like the Titanic (they won't, though). 

Message 78 of 519
Valued Contributor

Re: Equifax - data breach - 143 million US consumers


K-in-Boston wrote:

On the bright side, they're offering a free year of TrustedID Premier 3 bureau credit monitoring to all consumers, whether affected or not:

https://www.equifaxsecurity2017.com/


Thank You
Your enrollment date for TrustedID Premier is:
09/13/2017
Please be sure to mark your calendar as you will not receive additional reminders. On or after your enrollment date, please return to faq.trustedidpremier.com and click the link to continue through the enrollment process.
For more information visit the FAQ page.

Message 79 of 519
Senior Contributor

Re: Equifax - data breach - 143 million US consumers


c00mtg wrote:

Great! Another breach!


Once more into the breach; dear friends; once more;

Or close the wall up with our Equifax dead.

- William Shakespeare





TU-8: 804 EX-8: 805 EQ-8: 788    EX-9 Bankcard: 837    
TU-9 Bankcard: 795 EQ-9: 823
   EX-98: 767 EQ-04: 752
Total $437,800
Message 80 of 519