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FICO and Experian reach Agreement to Offer Scores

tag
HiLine
Blogger

Re: FICO and Experian reach Agreement to Offer Scores

Great news! Cat LOL

Now if the FICO score offered is the one used by mortgage lenders/credit card issuers that'd be really awesome ...

Message 21 of 33
Blu3
Valued Member

Re: FICO and Experian reach Agreement to Offer Scores

When is it going to happen I need my score!!!

| NFCU Platinum Visa 14K | NFCU NavCheck 13.5K | AMEX BCE 9.6K |
| USAA Rewards Visa 7K | USAA Cash Rewards Visa 7K | Discover it 1.5K|

NOV 2013 TU -739 EQ - 709 EX - 739
Message 22 of 33
WillF360
Regular Contributor

Re: FICO and Experian reach Agreement to Offer Scores

This is awesome news no doubt.

In the Garden since 9/15/13... Goal Date 4/15/14 (WISH ME LUCK)
Closed on First Home 9/13/2013: USDA RURAL HOUSING
Lender Pull 7/25- EQ 673, EX 693, TU 670
Credit Card Approvals: 9/15- Discover It $4500; Chase Freedom $3500; Amex Blue $5000
Goal Score: 720 | Starting Scores (2/12): EQ 493, EX 521, TU 463
Message 23 of 33
localuser
Regular Contributor

Re: FICO and Experian reach Agreement to Offer Scores

This will be very helpful to all of us regular people Smiley Happy

Cap1Secured $700 | Chase Slate $700 | Amazon Store $5000 | Discover IT $7000 | Lowe's $8000 | AmEx BCE $20000 | Freedom $3000
November 2014 (myFICOs): Equifax 717 TransUnion 725 Experian 717
January 2014 (myFICOs): Equifax 675 TransUnion 661 Experian 723
Message 24 of 33
MamboItaliano
Frequent Contributor

Re: FICO and Experian reach Agreement to Offer Scores

When ... when ... when?

 

 

Smiley Indifferent

 

 

My heart can't take this anymore. 

Re-entered the garden on 9/16/2013.


Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)


Take the FICO Fitness Challenge
Message 25 of 33
cqdealer711
Frequent Contributor

Re: FICO and Experian reach Agreement to Offer Scores


@MamboItaliano wrote:

When ... when ... when?

 

 

Smiley Indifferent

 

 

My heart can't take this anymore. 


how about right now  Smiley Wink  since its available on home page  Smiley Wink



Starting FICO Score: 10/1/12--EQ 512 | TU 492 | EX 524
Current FICO Score: 2/22/14--EQ 705 | TU 703 | EX 716
Goal Score: 700+


Take the myFICO Fitness Challenge
Message 26 of 33
SpeeDj
Regular Contributor

Re: FICO and Experian reach Agreement to Offer Scores

...and at 20$ a Bureau sure hope it includes all FICO Score variations at that rate, why can't FICO be more competitive with their rates? They are so far out in left field compared to FAKO pullers it's not even funny Smiley Sad

 

Can you hear me now FICO? Smiley Sad

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 27 of 33
llecs
Moderator Emeritus

Re: FICO and Experian reach Agreement to Offer Scores


@SpeeDj wrote:

...and at 20$ a Bureau sure hope it includes all FICO Score variations at that rate, why can't FICO be more competitive with their rates? They are so far out in left field compared to FAKO pullers it's not even funny Smiley Sad

 

Can you hear me now FICO? Smiley Sad

 

JP


It's my understanding that FICO cannot be more competitive with the price because the CRAs won't let them. FICO has to return a protion of that $$$ back to the CRAs. And because hardly anybody uses a FAKO and most everyone uses a FICO, there are more demands on the pricing.

Message 28 of 33
SpeeDj
Regular Contributor

Re: FICO and Experian reach Agreement to Offer Scores

Well doesn't that just stink Smiley Sad so to empower the general populace to have access to the only scoring model that matters they make us pay a premium? Why isn't this making it's way around the white house to look at more closely? :\ Ahh well, we can always dream right?

 

JP


TU:552 | EQ:561 | EX:567 | Starting Score [LP from 08]
TU:693 | EQ:682 | EX:700 | Current Score [11.21.13]
[720 Overall] Goal Score - The grass is greener in the garden! (Amex made me fall out... since 12.13)

Take the myFICO Fitness Challenge
Message 29 of 33
MamboItaliano
Frequent Contributor

Re: FICO and Experian reach Agreement to Offer Scores

Smiley Very Happy AAAAAAAAAAAAAAAAAAAAAAAAAAAH HAHAHAHAHAHA Smiley Very Happy

 

 

 

***EDIT***

 

OMG ... I just pulled my EX for the very first time ever on here.

 

724. 

 

 

Smiley Indifferent

 

 

Smiley Indifferent

 

 

Smiley Indifferent

 

 

 

Smiley Indifferent

 

 

 

Smiley Very HappySmiley Very HappySmiley Very HappySmiley Very HappySmiley Very HappySmiley Very HappySmiley Very HappySmiley Very HappySmiley Very Happy

Re-entered the garden on 9/16/2013.


Starting Score: (TU) 517 (EQ) 469 (EX) 519 (6/1/2010)
Current Score: (TU98) 714 (TU04) 712 (EQ Beacon 5.0) 672 (EX -FICO v2) 724 (6/13/13)
Goal Score: 700 Club for all 3 (2 out of 3 so far)


Take the FICO Fitness Challenge
Message 30 of 33
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