The whole world of personal finance advice-giving operates on a number of assumptions, and chief among them is that people will find the information interesting and useful. But for someone to find information useful, it needs to speak to their situation. But note, if you will, that an extraordinary amount of personal finance advice assumes you want to build up your credit score.
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http://finance.yahoo.com/news/four-times-shouldnt-care-credit-155452891.html
