What I seem to be reading on various hardship due to Coronavirus things is it may be on a case-by-case basis.
For example presumably Chase isn't going to let me bail on my CC payments when they know my deposits on record with them. I don't know how others like insurance carriers are going to operate.
This actually went through my mind when the first onslaught of emails came in. That anyone wanting any type of forgiveness is going to have to provide supporting documents that prove any hardship was due from this particular issue. Which is going to be tough and lengthy process I suspect.