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HSBC leaving US.

Valued Contributor

Re: HSBC Exit US

my LOC is at 15.49% - so pretty useless


that said - i use LOC's as temp float accounts - rarely used throughout the year - but there if i need them (avoids a Cash Advance on a CC, which i absolutely refuse to use)


i am closing my Citizens LOC and checking account in the next month or so


i just got a USB LOC at 10.25% to replace it



Dec 16/2019. EX. 721. EQ. 723. TU 746
Dec 29/2020 EX. 729 EQ. 723 TU 746
Dec 29/2021 EX. 734 EQ. 739 TU 746
June 15/2022 EX. 714 EQ. 684 TU 710
Inq. EX 2 EQ 5 TU 4 - - CC 5x24, 2x12
Amex BCP $32k - Apple GS $19k - BMW/Elan $14k - Cap1 QS $16.7k - Chase Amazon $13.6k - Chase Bonvoy Boundless $10k - Chase United Club Infinite $26k - Citi DC $14.5k - CreditUnion1 $9k - DiscoverIT $25.5k - HSBC Gold - $13k - PayBoo - $7.6k - Penfed Gold - $12.5k - USB AltitudeGO -$16k- USBank Cash+ -$24k - PenFed LOC - $20k - USB LOC - $8k
Message 121 of 122
Frequent Contributor

Re: HSBC US sells retail banking, loans, and credit cards to Citizens Bank (RI)


I also hung a lot of paper with them. I was in the business from 96-06 and even won a trip with them back when the banks begged for paper. I was the F and I Director for the largest dealership group in Delaware at the time. Granted I knew a bit about credit (reading and judging from reports) but until I came here I truly never realized how FICO truly worked. I've found a lot of positive info on here. I'm a Citizens account holder and have been for years and the transfer of HSBC went pretty smooth other than the wait times on the phone if you needed customer service.  

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Message 122 of 122
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