When checking your application for a credit card or a loan, most lenders will assess your creditworthiness, or your likelihood of paying back what you borrow, by looking at your 3-digit credit score.
While there are various scoring models lenders choose from, most use the FICO credit scoring model by Fair Isaac Corp. to measure consumers’ risk. FICO scores range from 300 to 850, or from very poor credit to excellent credit.
https://www.cnbc.com/select/what-factors-dont-impact-credit-score/