Thought this article was interesting, as many on the forums can relate: https://www.bloomberg.com/news/features/2017-08-14/obsessives-have-cracked-the-perfect-fico-credit-s...
Good article. I have also become obsessed with trying to pull up and maintain a good credit score. My goal is to at least reach 800. I have started my journey and although I am struggling to bring my UL down, its getting there. I just have to remember to stay focused.
"Ethan Dornhelm, vice president for scores and analytics at FICO, said the company sees “no evidence of score gaming.”"
Obviously, Ethan has never visited this forum.
Seems silly to obsess over trying to get 850 score. 740 gets you the best mortgage rates. I wouldn't get a car loan just to improve my score.
Thank you for posting,
I myself have always been a "If I'm going to do something I'm going to do it right and the very best I can".
My goal is to have the very best Fico score I can. My financial track record means alot to me and I believe in many ways your Fico score is better than Cash. We all have different priorities in Life and to each his own. I wish only the best for people. Just think (as a Previous Financial Advisor, every single person is different in which "Risk - Reward" and "Wants and Needs" is a factor). Not one person will be alike, Not One.
Thank you for sharing
Great article! Thanks for posting.
I'm currently trying to hit a certain score and this article solidified that I am moving in the right direction. It's exhausting, but I know it's going to be worth it in the end.
LOL, anyone get this error trying to click the link from here? (I had to open in incognito.)