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Ummm Zawarudo? is that you? or am I being a tad bit cynical tonight?
My question is how much are the points worth.
Venture Capitalists must be on some bad drugs.
Here, let's throw a credit card at people with bad/no credit. What's the worst that could happen?
Either they do check your credit and are lying about it having nothing to do with credit ratings, or they're insane.
We've been talking about it: https://ficoforums.myfico.com/t5/Credit-Cards/X1-Card/td-p/6133588