... The industry is "using a shotgun to kill a couple of flies," said John Ulzheimer, president of educational services for San Francisco-based Credit.com, which provides credit and personal finance services. ... The majority of those affected by the formula change are women, he added. ...
Thats funn causeI always told my son to make sure he and his wife keep their credit separately when they marry. She may not like it but it will be a haven for her.