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About half of people lend out their credit and debit cards and often the results aren't good
Americans credit card debt has just hit a disturbing record of $1.02 trillion according to the federal reserve. Overspending is bad enough when it is your own money. When it's a friend or family member spending your money, that's even worse. Thirty-six million U.S. adults have had a negative experience lending their credit cards out, according to a new survey sponsored by CreditCards.com and conducted by YouGov. The biggest problem? Overspending, according to 19% of the respondents. Other issues: not getting paid back (14%) and not getting the card back (10%). “If you give your card to someone else and they run up a balance, you're the one still responsible,” said Robert Farrington, a financial ...
Yup...nothing to see here...
Never would I loan out a CC
The only people I lend my card to are those who have just gotten out of jail.
By the way, my credit score has dropped but I haven't changed the way I use my cards (the ones I haven't lent out).
Why is this?