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List of Consumer Reporting Companies

Frequent Contributor

List of Consumer Reporting Companies

 

http://files.consumerfinance.gov/f/201604_cfpb_list-of-consumer-reporting-companies.pdf

 

4/25/11 FICO: EQ 761....EX 770.....TU 744
3/6/2011 FICO: EQ 710... EX 718... TU 710
09/09 FICO: EQ: 525
Message 1 of 5
4 REPLIES
Super Contributor

Re: List of Consumer Reporting Companies

Great information! Now where to start? Smiley Happy
Starting Score: 829 Fico TU08
Current Score: 835 Fico TU08
Goal Score: 850


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Message 2 of 5
Community Leader
Super Contributor

Re: List of Consumer Reporting Companies

Thanks StartinOver.  Yep, we try to post this list at least a few times a year.  I posted it in a thread a few days ago in fact.


As far as where to start, I'd definitely go with LexisNexis, NCTUE, ChexSystems, and EWS.  There are other CRAs that apply depending on a person's own situation.

Message 3 of 5
Established Contributor

Re: List of Consumer Reporting Companies

Every year I get a report from ChexSystems so far clean., Smiley Happy

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 4 of 5
Regular Contributor

Re: List of Consumer Reporting Companies

I had my mom freeze EQ, EX, TU, LexisNexis, Innovis, SageStream, ARS, ChexSystems. Now I'm wondering if we need to do some more...


778 EX (5 INQ) / 763 (FAKO) TU (2 INQ) / 758 (FAKO) EQ (3 INQ) | AAoA: 1 yr, 1 mo (TU), 1 yr (EQ, EX)
Message 5 of 5