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New scam called 'shimming' targets your credit or debit card chip

Super Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

Along with something you have like a credit card you should be required to provide something you know like a pin number.

10/15/2018: FICO 838 EQ 827 TU 826 EX
Message 11 of 13
Frequent Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

At least that’s something Target got right with their RedCard chip cards, requiring a PIN entry for POS transactions. Now if they’d roll out that requirement on web sales too...
Rebuild commenced 5/2018
Discover IT | Target | VS | Home Depot | CapOne QuickSilver | Wayfair | Indigo Plat | Kohl’s
Message 12 of 13
Valued Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

I buy my gas pretty much exclusively at Costco when I can, since they seem to be aware of the skimming danger (their pumps read the stripe rather than the chip, at least where I am, so shimming isn't an issue yet). Their pumps always have red tape sealing the card device to indicate that it's not been tampered with.

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO 10/15/18:TU 671 FICO 8 or 687 FICO 9/EX 694 FICO 8/EQ 685 FICO 8 or 682 FICO 9 (NFCU 9/30), VS 3.0 10/17/18: TU 702/EX 699/EQ 698. $90,100 revolving credit as of 10/2/18; $1K NFCU cashRewards Visa, $2K BJ's Perks MC, $4.8k Discover It #1, $5.5k Discover It #2 (new 3/12/18), $3.5k Petal Visa, $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $6k Walmart Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $10.3k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: RESET THE CLOCK!!! 24 HP inqs total as of 10/12/18: 10 TU, 9 EQ, 5 EX (about half over 1 year old).
Message 13 of 13