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New scam called 'shimming' targets your credit or debit card chip

Super Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

Along with something you have like a credit card you should be required to provide something you know like a pin number.

06/23/2018: FICO 830 EQ 827 TU 824 EX
Message 11 of 13
Regular Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

At least that’s something Target got right with their RedCard chip cards, requiring a PIN entry for POS transactions. Now if they’d roll out that requirement on web sales too...
Rebuild commenced 5/2018
FICO 8s:
6/1/2018 TU562 EX573 EQ560
7/1/2018 TU610 EX633 EQ623
9/13/2018 TU609 EX624 EQ625
Discover IT $2800, Target $2100, Home Depot $500, VS $500, CapOne QuickSilver $500, Indigo Plat $300, Kohl’s $300; one installment loan $9000, scores increasing well as I clear baddies and improve CLI/UTIL, on the journey to bigger and better...
Message 12 of 13
Valued Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

I buy my gas pretty much exclusively at Costco when I can, since they seem to be aware of the skimming danger (their pumps read the stripe rather than the chip, at least where I am, so shimming isn't an issue yet). Their pumps always have red tape sealing the card device to indicate that it's not been tampered with.

Ch 7 BK discharged 11/28/14, credit rebuild well advanced. FICO 9/13/18:TU 664 FICO 8 or 687 FICO 9/EX 697 FICO 8/EQ 685 FICO 8 or 682 FICO 9 (Penfed 6/12), VS 3.0 9/13/18: TU 705/EX 699/EQ 704. $83,600 revolving credit as of 9/5/18; $1K NFCU cashRewards Visa, $4.8k Discover It, $5k Walmart Store Card, $5.5k Discover It #2 (new 3/12/18), $6k Paypal 2% CB MC, $6k Amazon Prime Store Card, $7k Apple FCU Platinum Visa, $7k Penfed Power Cash Rewards Visa, $10.3k Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening: RESET THE CLOCK!!! 22 HP inqs total as of 8/29/18: 10 TU, 8 EQ, 4 EX (about half over 1 year old).
Message 13 of 13