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New scam called 'shimming' targets your credit or debit card chip

Super Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

Along with something you have like a credit card you should be required to provide something you know like a pin number.

06/23/2018: FICO 830 EQ 827 TU 824 EX
Message 11 of 13
Regular Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

At least that’s something Target got right with their RedCard chip cards, requiring a PIN entry for POS transactions. Now if they’d roll out that requirement on web sales too...
Rebuild commenced 5/2018
FICO 8s:
6/1/2018 TU562 EX573 EQ560
7/1/2018 TU610 EX626 EQ623
Discover IT $2800, Target $2100, Home Depot $500, VS $500, CapOne QuickSilver $400, Indigo Plat $300; one installment loan $9000, scores increasing well as I clear baddies and improve CLI/UTIL, on the journey to bigger and better...
Message 12 of 13
Valued Contributor

Re: New scam called 'shimming' targets your credit or debit card chip

I buy my gas pretty much exclusively at Costco when I can, since they seem to be aware of the skimming danger (their pumps read the stripe rather than the chip, at least where I am, so shimming isn't an issue yet). Their pumps always have red tape sealing the card device to indicate that it's not been tampered with.

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 6/26/18:TU 665/EX 697/EQ 685 FICO 8 or 682 FICO 9 (Penfed 5/18), VS 3.0 7/13/18: TU 707/EX 703/EQ 701. $81,100 revolving credit as of 7/11/18; $4800 Discover It, $5000 Walmart Store Card, $5500 Discover It #2 (new 3/12/18), $6000 Paypal 2% CB MC, $6000 Amazon Prime Store Card, $7000 Apple FCU Platinum Visa, $7000 Penfed Power Cash Rewards Visa, $8800 Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening (except CLI's) from 7/3/18 to at least 1/3/18. 22 HP inqs total as of 7/3/18: 9 TU, 9 EQ, 4 EX (about half over 1 year old).
Message 13 of 13