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Six Free Equifax Reports Per Year Through 2026

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PicoFico
Frequent Contributor

Re: Six Free Equifax Reports Per Year Through 2026

Might as well go the whole 9 yards and let everyone see what you can poke around in...

 

 

Screenshot_20200223-221153.png

 

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 11 of 19
blindambition
Senior Contributor

Re: Six Free Equifax Reports Per Year Through 2026

They screw you over every time you call. They breach your info. Why not screw you over with FACO and crappy UI.

Message 12 of 19
thornback
Senior Contributor

Re: Six Free Equifax Reports Per Year Through 2026


@PicoFico wrote:

Might as well go the whole 9 yards and let everyone see what you can poke around in...


Thanks!   Appears to be a much improved user interface at least (in comparison to the last time they provided free reports - those were daily pulls tho)... 

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"
Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA:
4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
Report Status: Clean
Garden Status:  


Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Message 13 of 19
simplynoir
Community Leader
Mega Contributor

Re: Six Free Equifax Reports Per Year Through 2026

So the only reason I can see someone using this over Credit Karma is because of the soft pull reports they give. Everything else CK already provides to customers

Message 14 of 19
PicoFico
Frequent Contributor

Re: Six Free Equifax Reports Per Year Through 2026


@simplynoir wrote:

So the only reason I can see someone using this over Credit Karma is because of the soft pull reports they give. Everything else CK already provides to customers


Agreed

 



Rebuild start: 5/15/19

Financial Institutions:
Wells Fargo | NFCU | Penfed
Products:
Discover It CB $2.1k | WF Propel $22.5k | PenFed PCR $20k | NFCU Platinum $10k | NFCU More Rewards $25k | NFCU Flagship $30k | NFCU CLOC $500 | NFCU SSL 60mo | NFCU Auto loan

Message 15 of 19
Anonymous
Not applicable

Re: Six Free Equifax Reports Per Year Through 2026

Nice tip! Thanks for sharing! 👍

Message 16 of 19
M_Smart007
Legendary Contributor

Re: Six Free Equifax Reports Per Year Through 2026


@thornback wrote:

Hey Y'all..

 

Just came across this on the FTC.gov site while looking for something else:

 

"UPDATE: Starting in 2020, everyone in the U.S. can get 6 free credit reports per year through 2026 by visiting the Equifax website or by calling 1-866-349-5191. That’s in addition to the one free Equifax report (plus your Experian and TransUnion reports) you can get at AnnualCreditReport.com."

 

Here's the link to the FTC page... 

https://www.consumer.ftc.gov/articles/0155-free-credit-reports

 

I was unaware of this update so figured I'd share.  


Thanks for postingSmiley Happy

 

Message 17 of 19
Anonymous
Not applicable

Re: Six Free Equifax Reports Per Year Through 2026

How do you print it?
Message 18 of 19
Anonymous
Not applicable

Re: Six Free Equifax Reports Per Year Through 2026

FWIW.....

 

One thing I found by accident on the myEquifax site......

If you click on the File a Dispute icon, it will take you to your daily report.  I was going to dispute something 5-6 months ago and got interrupted. Went back the next day and ironically that item had fallen off my report. Anyways, i go back quite often to check my daily reports. It updates every 24 Hours

Message 19 of 19
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