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T-Mobile to launch new credit card soon with Capital One

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zerofire
Valued Contributor

T-Mobile to launch new credit card soon with Capital One

A number of articles have shown up about a fresh credit card. Also the T-Life app shows the proposed design with Capital One as issuer. Sounds exactly the way the two would work in my opinion.

 

https://www.tmonews.com/2025/04/report-t-mobile-eyeing-credit-card-launch-with-capital-one/

https://tmo.report/2025/04/is-t-mobile-about-to-launch-their-own-credit-card/

 

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 1 of 13
12 REPLIES 12
Varsity_Lu
Valued Contributor

Re: T-Mobile to launch new credit card soon with Capital One


@zerofire wrote:

 

Sounds exactly the way the two would work in my opinion.


I have no idea what you mean by this.

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaMore RewardsVoice Rewards + Perks CheckingMax Cash PreferredAAA Travel AdvantageOnePay CashRewards
American Express National BankCapital One, N.A.Fidelity InvestmentsNavy Federal Credit UnionHuntington National BankMechanics Savings Bank
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)

Message 2 of 13
zerofire
Valued Contributor

Re: T-Mobile to launch new credit card soon with Capital One


@Varsity_Lu wrote:

@zerofire wrote:

 

Sounds exactly the way the two would work in my opinion.


I have no idea what you mean by this.


I mean that I am not surprised that T-Mobile and Capital One would be able to make an agreement. The two companies seam compatible. Just like Verizon partnering with Synchrony as both are rather sleezy or AT&T partnering with Citi as both are mediocre.

TU:816 12/19/24 Bank of America--EX: 809 01/03/25 Experian--EQ:836 01/06/25 myFICO--Gardening since N/A
Active:
Bank of America (Customized Cash Rewards VSC, Unlimited Cash Rewards WMC{PT}), Capital One (Discover It DC, Savor WEMC), Chase (Amazon Prime VSC, Freedom Flex WEMC [x2]), Citi (Custom Cash WEMC, Dividend MC), Citizens GreenSense WMC, Curve WEMC{S}, FNBO Ducks Unlimited VSC, GBank VSC, Imprint Rakuten AC, PenFed Pathfinder Rewards VSC, Santander Ultimate Cash Back WMC, Synchrony (OnePay Walmart CashRewards MC, PayPal Cashback WMC), UMB Simply Rewards VSC[Milford Federal], US Bank (Cash+ VSC [x2], Kroger Rewards WEMC, Pick n Save/Metro Market Rewards WEMC, Shield VC)
Wishlist: AAA Daily Advantage, AOD Signature, Aven, Bellco Colorado Rewards, Nusenda Platinum Cash Rewards, PCMCU Platinum Rewards, Redstone FCU Signature
Message 3 of 13
TrapLine
Established Contributor

Re: T-Mobile to launch new credit card soon with Capital One

@zerofire 

 

Interesting comments!

 

Remember the day back to 1990 when I had an AT & T Visa with a $28,000 credit line. Thinking it was issued by Citi? Nice looking card ... for some reason I did not use it a lot?

Message 4 of 13
Anonymous
Not applicable

Re: T-Mobile to launch new credit card soon with Capital One


@zerofire wrote:

@Varsity_Lu wrote:

@zerofire wrote:

Sounds exactly the way the two would work in my opinion.


I have no idea what you mean by this.


I mean that I am not surprised that T-Mobile and Capital One would be able to make an agreement. The two companies seam compatible. Just like Verizon partnering with Synchrony as both are rather sleezy or AT&T partnering with Citi as both are mediocre.


So T-Mobile and Capital One partnering because they are both under-rated and relatively solid? 🤔

Message 5 of 13
crystal626
Frequent Contributor

Re: T-Mobile to launch new credit card soon with Capital One

I'm surprised that they didn't do this before they decided to not allow credit cards for the autopay discount. Must not have been able to get a good agreement until now.

11/2

EX8 754
EQ8 776
TU8 774

26 cards TCL $282,750 ACL $10,875
Message 6 of 13
indiolatino61
Valued Contributor

Re: T-Mobile to launch new credit card soon with Capital One

Thank you for the update and news link. I use T-Mobile, so depending on what benefits are offered, I may apply next year. I suspect it will be underwhelming, though. We'll see.

Message 7 of 13
Drifter73
Established Contributor

Re: T-Mobile to launch new credit card soon with Capital One

Looking forward to seeing it once it rolls out. I may have to get one as well if it's perks save me more than or equal to the 5% cash back I currently get on mobile phone and data bills. 😉











Message 8 of 13
Seatac
Regular Contributor

Re: T-Mobile to launch new credit card soon with Capital One

@crystal626 

 

It that something you were denied? Because for at least the last 6 years I have been getting the autopay discount from Tmo and I use my Amex Gold to pay

for it.

Message 9 of 13
crystal626
Frequent Contributor

Re: T-Mobile to launch new credit card soon with Capital One


@Seatac wrote:

@crystal626 

 

It that something you were denied? Because for at least the last 6 years I have been getting the autopay discount from Tmo and I use my Amex Gold to pay

for it.


They stopped allowing credit cards for the autopay discount a couple years ago. Some have reported keeping it for whatever reason but most lost it.

 

Straight from the source:

 

  • Payment method must be a linked bank account (Pay by Bank) or debit card. Credit cards and digital wallets (Apply Pay/Google Pay) are not eligible.

https://www.t-mobile.com/support/account/autopay

 

(yes, they messed up Apple Pay lol)

11/2

EX8 754
EQ8 776
TU8 774

26 cards TCL $282,750 ACL $10,875
Message 10 of 13
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