@Anonymous wrote:
@zerofire wrote:
@Varsity_Lu wrote:
@zerofire wrote:Sounds exactly the way the two would work in my opinion.
I have no idea what you mean by this.
I mean that I am not surprised that T-Mobile and Capital One would be able to make an agreement. The two companies seam compatible. Just like Verizon partnering with Synchrony as both are rather sleezy or AT&T partnering with Citi as both are mediocre.
So T-Mobile and Capital One partnering because they are both under-rated and relatively solid? 🤔
Not really. More like willing to take chances on new technology and being highly automated. Also I can safely say both target the same customer base. Being relatively solid doesn't hurt though.
T-Mobile started by reaching out with cheap but solid phones (~Motorola C200) and realistic line costs in the 2000's. Then they lead with Wi-Fi Calling like on my Nokia 7510. Today Wi-Fi calling is no longer carrier limited but T-Mobile started it when nobody else would. Then they ate Sprint and offered rebasing everyone to a better plan. People got either better prices or straight up more minutes,texts, and/or data. Sometimes both. Mind you this is before the Uncarrier insanity when they added stable international rates, T-Mobile Tuesdays, and Tax+Fees included. All of this was while they either completely avoided analog cellular or otherwise went crazy with updates. The operations cost of digital networks are much cheaper and they quickly went through the tech to 2G. Then with proper cost cutting and further tech selection they went 4G->4G LTE->5G(Long Range+Mid Range).
Capital One is big on letting computers drive the decisions but they too had some big innovations. They were the first issuer or at least the first big issuer to go EMV contactless across their full card range. This is the second time around that contactless happened and the first round went almost exclusively to Citi. Also I am fairly certain that the Quicksilver was eye opening in its time. I remember there was a time that 1.5% Flat was new and would blow your eyes out like the cartoon wolf. Everyone else was either 1%, nothing, or some weird combo.
@TrapLine I am not sure about the 90's but Citi has held the AT&T contract for credit cards for a while.
P.S. I checked and Citi has a statement from 2021 that the AT&T relationship was 25 years old. So 1996 or newer sound right to you?
@gg22 wrote:I am hoping they allow PC from normal CapOne CC. I have a VentureOne that I'd like to switch over and I'd be **bleep** if I waste a potential HP (and denial) on a branded CC just to save an extra $5 a month. XD Once I get Citi Custom Cash, US Bank Cash+, and Fidelity Rewards 2% CB, i might apply
Usually with co-branded cards Capital One will not allow entry or exit via product change. The exception is when the partnership ends and the product auto-changes (Walmart MasterCard to Capital One Quicksilver MasterCard). I recommend that you figure out a large spree and then add this one to the end. Capital One will be easy on you and T-Mobile will be pushing for people to hold their cards. The approval would be easy then.
