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TU employee charged w/changing credit reports

Dirge
New Contributor

TU employee charged w/changing credit reports

I haven't found a story about this, but the criminal complaint was unsealed today https://storage.courtlistener.com/recap/gov.uscourts.paed.590678/gov.uscourts.paed.590678.1.0.pdf

 

The FBI says that the TU employee took money from "a credit repair business" to delete balances and inquiries and change accounts from derogatory to non-derogatory for about 80 customers. One person, whose score went up 154 points, then got and defaulted on a $170k auto loan. TD Bank started investigating after a higher than usual number of luxury auto loans originated from an Atlanta car dealership. 

Message 1 of 9
8 REPLIES 8
805orbust
Established Contributor

Re: TU employee charged w/changing credit reports

Wow... aint that rich. 

FICO 8:    EQ  731  |  TU  739  |  EX  738
Message 2 of 9
ChargedUp
Senior Contributor

Re: TU employee charged w/changing credit reports

Well ain't that a dilly! 

 

I'd be happy with just aging my accounts a bit grin.gif

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Message 3 of 9
Mr_Mojo_Risin
Senior Contributor

Re: TU employee charged w/changing credit reports

Always someone on the take somewhere...

Thanks for the post!

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Message 4 of 9
calyx
Super Contributor

Re: TU employee charged w/changing credit reports

Welp, I guess the usual statement of "don't go with a credit repair, there's nothing they can do that you can't" should be amended with "legally"


F8 EQ: 804 | EX: 781 | TU: 782 | Accounts: 2/6 3/12 7/24 | Reporting: AZE10
Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 5 of 9
Rebuild2019
Valued Contributor

Re: TU employee charged w/changing credit reports

Thanks for the post.

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Starting Scores 05/2019: EQ:519, EX:525, TU:574
Message 6 of 9
NoMoreE46
Established Contributor

Re: TU employee charged w/changing credit reports

Great read thanks.

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Message 7 of 9
stonedog23
Frequent Contributor

Re: TU employee charged w/changing credit reports

I'm not even going to front, I wish I knew this TU employee and I wish he or she had done me a solid too.  Somethings on your reports are not accurate and companies fight like H*ll to keep them on there.  And after a time the credit report agencies will refuse to investigate a duplicate complaint.  

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Message 8 of 9
mark3038
Established Contributor

Re: TU employee charged w/changing credit reports

It took 5 years from the date of the crime to bring charges????

It appears to be an easy case to make but 5 years to investigate it?

Am I missing something here?

Thanks

Mark

 

Please note; My postings are my opinion only. They may be fact or fiction. You can accept them or reject them. Thanks, Mark
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