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Texans can now Freeze their Credit Reports

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Established Contributor

Texans can now Freeze their Credit Reports

 
Finally. I thought it was crazy that you first had to be a victim of identity theft in order to be able to freeze your report. I guess they came to their senses.
Message 1 of 4
3 REPLIES 3
New Visitor

Re: Texans can now Freeze their Credit Reports

Now the question is if I freeze my credit can myfico still monitor my credit?
Message 2 of 4
Established Contributor

Re: Texans can now Freeze their Credit Reports

Good question. From TC you can freeze your Transunion CR  but they are still able to pull it because you made the request. I don't about myfico. Hope somebody more knowledgeable will answer.
Message 3 of 4
Moderator Emeritus

Re: Texans can now Freeze their Credit Reports



carylg wrote:
Now the question is if I freeze my credit can myfico still monitor my credit?


Yes.  I had a credit freeze in place before I got ScoreWatch.  When I ordered SW, I had to "thaw" the freeze for 3 days in order to order the product.  If you already have ScoreWatch (the myFICO product), I don't know what will happen if you put the big chill on.  I don't think it would affect it.
 
Call myFICO and ask, although you might have to try several CSRs to find one who even knows what a credit freeze is.
 
Please let us know the outcome! 
-----------------
Bartender, bring another round of FICOtinis please!

9.4.2011: TU 805. EQ 815.
Message 4 of 4
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