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U.S. consumer debt rose in January by the least in four months on a sharp slowdown in use of revolving products such as credit cards, Federal Reserve data showed Wednesday.
Highlights of Consumer Credit (January)
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"...a strong jobs market and the tax cuts enacted in December are likely to support household spending in the first half of the year."
The Good Times are Coming - "Mama" Cass Elliot.
I wouldn't count on a consistently good stock market and economic environment over the next two years. But maybe it will happen.