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US Credit Score Average

Valued Contributor

US Credit Score Average

https://statisticalfuture.org/ranking-all-50-states-by-average-credit-score-of-its-citizens/

Average of American credit is lower than you think. 642! Minnesota is the highest at 702.
Starting Score: (8/15) EQ08 592 TU08 572 EX08 600
Current Score: (03/18) EQ08 725TU08 706 EX08 716
I'm never here bc not a fan of the new culture. Flying to Europe R/T First Class. Yay points.
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Moderator

Re: US Credit Score Average


buyaobuyao wrote:
https://statisticalfuture.org/ranking-all-50-states-by-average-credit-score-of-its-citizens/

Average of American credit is lower than you think. 642! Minnesota is the highest at 702.

Nah, 673: which historically is right where it has been from what I recall seeing over time.  GA was the low entry at the 642, that wasn't the average score nationwide.

 

Starting Score: EQ 5 561, TU 98 567, EX 2 599 (12/30/11)
Current Score: EQ 5 697, TU 4 741, EX 2 735, EQ 8 729, TU 8 713, EX 8 732 (6/29/18)
Goal Score:    EQ 5 700, TU 4 700, EX 2 700, EQ 8 740, TU 8 720, EX 8 740 (01/01/19)


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Valued Contributor

Re: US Credit Score Average

It depends on what data set the article is referencing [VantageScore 3.0 or Fico] or one of the CRA models such as Experian's Plus score or Equifax score.

 

https://www.valuepenguin.com/average-credit-score

 

average credit score.jpg

 

As I recall there are no states in common for top 5 VS compared to top 5 Fico. Minnesota was highest based on VS3 and Experian Plus score..

 

Fico 8: .......EQ 850 TU 850 EX 850
Fico 9: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
VS 3.0:...... EQ 835 TU 835 EX 835
Fico 8 BC:. EQ 892 TU 900 EX 900
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
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