30 day late removed no increase

bamagirl1 · ‎03-14-2008

Equifax just investigated and removed a 30 day late from 2005 on my mortgage off my credit report..I didnt even go up 1 point!!! I know I'm not in a new bucket bc I still have BK!!! I want to scream I thought I'd get just a little bump!!??

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

fused · ‎03-14-2008

Hi! No CC questions, moving to general credit issues forum.

bamagirl1 · ‎03-14-2008

sorry I thought about that after I posted here..my mistake

~01/2008 Ficos TU 571-EX 647-EQ 652~
~3/21/2009 Ficos TU 705 EX 702 EQ 692~
~9/9/09 Ficos TU 718 EQ 693 EX???
~06/25/12 Ficos TU 719 EQ 677 EX??

fused · ‎03-14-2008

No problema!

dragnldy · ‎03-14-2008

As long as it's been since the late, it may not have been hurting your score. I had the same thing happen. One 30 day from 2004, no increase.

Ficos
3/7/08 TU-646 EQ-640 EX-650
3/17/09 TU-678 EQ 666
3/20/12 TU- 760 EQ 785
Util almost 0 and baddies all gone! now to gardening!

Anonymous · ‎03-14-2008

30 day lates have little impact on your score after 2 years.

llecs · ‎03-15-2008

It can also have little impact if you have several lates listed in your CR.