I briefly had a couple 401(k) loans and they did not appear on my credit reports. They were only open for a couple months. The payments were included in my DTI calculations when I was applying for a mortgage.
Mine do NOR appear on my Credit reports.
Part of my regular expenditure each month when looking for a mortgage
Hello, a 401(k) loan never shows up on you CR. In essence you are the creditor to yourself. I took a 401(k) loan for the closing and downpayment of my home. Make sure IF you are taking a loan for home purchase you are requesting a "residential" loan as you can amortize over 15 years vs. 5 for a "traditional" loan in most cases. You usually only need to provide a signed copy of your P&S by both parties. Yes it should be included in your DTI as mentioned.