I'm about to buy a house (pre-approved; waiting for seller to accept bid) and am watching my credit reports closely. Equifax dropped 50 points between Tuesday and today; claims I'm past due on my student loan and that I've made arrangements for partial payments. None of this is true. I've been paying my student loans automatically for years and they're in perfect standing. Being wrongfully accused of being past due on 20K worth of student loan, however, dropped me from 682 to 631!
The other two credit reports (which I purchased immediately) don't show the account as past due or that I've made arrangements for partial payments.
And, to cap it off, I'm headed out of the country on Sunday for three weeks, during which time I'll need to close on the house; a friend has my power of attorney to sign documents.
How can I get Equifax to correct this horrible mistake immediately? I'll check with SalleMae on Monday (from Indonesia) but how to I get to Equifax?
