kiyahsmom wrote:
i have a charge off on my credit from credit union one for $602. It states that it started reporting in 4/2001. it also shows account open. next month is the 7 year mark and i'm wondering will it fall off automatically or is there some action that i need to take. it's the only charge off or bad debt that i have.
It should drop off automatically, somewhere between 7.o and 7.5 years after DOFD.
If it does not, you could dispute it as "too old" I guess.
Mine dropped off 3 months early!!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
