fixfico wrote:Rifleman,You are where I would like to be within a year are less. My EQ score is 595 and I am working on getting my utilization down to less than 10%; overall now it averages out to about 40%. Was utilization the main factor for you? Or did a lot of other things help as well? I have a BK from 2003; some late pays from 4 years ago; and 2 collections that I paid a year ago. I have tried GW letters but have not been sucessful at this point. What do you think got you to 700?Thanks!
Message Edited by fixfico on 07-17-2007 08:24 AM