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What about payday loans from Check into cash or one of those places before outrageous fees? Not as much $ as once, but more manageable?
I actually went to a payday loan and the most they give is $255 and a payback of 300. which obviously sucks too but is helpful. however, i cannot pay that back with a credit card so i need cash in my account
At the credit unions I started asking for 5k, but then the last few i started asking for 1000 to hope that would be low enough...no luck
Do you live in California? If so you can look up Progresso Financia. It's a California based company that loans 2500 or so. There are about $100 in fees and the intrest rate is about 30%. I think it ends up making the loan a little more than $3100. Not as bad as 7000 and your score would probably qualify you. However they are only located in CA.
yes i live in san diego, ca
@dddfresh wrote:yes i live in san diego, ca
AWESOME>>> Look up Progresso Financiero. They were great for my sister and they report to credit bureaus like a regular personal loan. They do check 3 refrences and do extensive phone calls with them. That's how I know about it because I was a reference for my sister. There are locations in San Diego.
is it only for hispanics? or am i on the wrong site??? it says its to help mexican community?
it says the loan documents are in spanish...i dont speak or read spanish
@dddfresh wrote:is it only for hispanics? or am i on the wrong site??? it says its to help mexican community?
I think it is marketed for hispanics but I am sure they cannot discriminate against you if you are not. My sister is caucasian and she has a loan with them.
@dddfresh wrote:it says the loan documents are in spanish...i dont speak or read spanish
Yeah, they will provide an english copy for you and they have people who speak english. Hey, give it a shot! It's much better than 7000!!!!!!!!!!!!