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9 months of credit history?

CJIII29
Regular Contributor

Re: 9 months of credit history?

I got 16 inquiries this year.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
Message 21 of 23

Re: 9 months of credit history?

I have little knowledge of how the credit system works here in the US. For one, I have only a year's worth of history - and trying to build up as I plan to get a house...

 

But I do know about debt (and learned very HARD and DIFFICULT lessons along the way). If you cant afford downpayment of at least 20% (at least 30% is recommended) of what you are getting, then you are most probably not able to afford what you are getting...

 

Just my take...

 


 

AMEX Gold Premier Rewards
Credit Union VISA (CL: $1000)
Discover It (CL: $3000)
Equifax: 741
Transunion: 689
Experian: none

 

Message 22 of 23
CJIII29
Regular Contributor

Re: 9 months of credit history?

Yes I been having a tough time getting my downpayment up.

Chase Slate Credit Card $1500 credit limit Best Buy Credit
Card $2000 credit limit Amazon Store Card $2100 credit limit .

My Fico scores: Experian 710, Equifax, 702, Transunion 716.
Message 23 of 23
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